As California burns, here’s what we need to know about glow insurance

Most homeowners word policies cover glow damage. But heads-up: That’s not a whole story.

If we live in a high-risk area, such as circuitously a canyon, we competence need to compensate some-more for additional coverage.

And if, God forbid, a glow has ravaged whole communities, such as what we’re saying now in Northern California, your home-replacement dollars could be stretched skinny as costs soar for all from materials to labor.

“All those commercials about word companies charity assent of mind when things like this occur — those are only ads,” pronounced Amy Bach, executive executive of United Policyholders, a San Francisco-based advocacy group.

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